How to get Education loan in Nepal | education in nepal

How to get education loan in Nepal? before that, you must understand the education system of Nepal

History of Education In Nepal

The first light of education in Nepal began with the establishment of Durbar High School in 1853; this school was only for the members of the ruling families and their courtiers. For general people, this school was opened in 1951 after the movement of Nepali people to bring a democratic system in Nepal. Since then, there has been a dramatic expansion of education facilities in the country. As a result, adult literacy (age 15+) of the country was reported to be 60.3% (female: 46.3%, male: 73%) in a 2011 population census, up from about 5% in 1952–54.

Beginning from about 300 schools and two colleges with about 10,000 students in 1951, there now are 49,000 schools (including higher secondary), 415 colleges, five universities, and two academies of higher studies. Altogether 7.2 million students are enrolled in those schools and colleges who are served by more than 222,000 teachers.

Despite such examples of success, there are problems and challenges. Education management, quality, relevance, and access are some of the critical issues of education in Nepal. Societal disparities based on gender, ethnicity, location, economic class, etc. are yet to be eliminated. Resource crunch has always been a problem in education. These problems have made the goal of education for all a challenge for the country.

Education in Nepal(Chain system)

  • Nursery
  • Lower Kindergarten (LKG)
  • Upper Kindergarten (UKG)
  • First Grade
  • Second Grade
  • Third Grade
  • Fourth Grade
  • Fifth Grade
  • Sixth Grade
  • Seventh Grade
  • Eighth Grade
  • Ninth Grade
  • Tenth Grade (Known as SEE)
  • 10+2 (Intermediate Level) (Two years)
  • Bachelors (three or four years)
  • Masters (two years)
  • M.Phil.
  • Ph.D.

Universities in Nepal

At present, there are 13 universities in Nepal.

  1. Agriculture and Forestry University in Chitwan
  2. Far-western University in Kanchanpur
  3. Gandaki University in Tanahun
  4. Kathmandu University in Dhulikhel
  5. Lumbini Bouddha University
  6. Madan Bhandari University of Science and Technology
  7. Mid Western University in Birendranagar
  8. Nepal Open University in Lalitpur
  9. Nepal Sanskrit University
  10. Pokhara University in Pokhara
  11. Purbanchal University in Biratnagar
  12. Rajarshi Janak University in Janakpurdham
  13. Tribhuvan University in Kirtipur

Tribhuvan University:-

Tribhuvan University is the First University of Nepal. This is situated in Kritipur, Kathmandu, Nepal. It was established in 1959. Tribhuvan University is one of the Largest Universities in the World.

How to get Education loan in Nepal | education in nepal

The University provides Undergraduates and Postgraduates courses. In past it was also provided Higher Secondary Courses like I.ed, I.Com, I.Sc., I.A.and others but due to some problem and moderating it has been stoped to provide these courses and now just focused on the Higher degree. At present more than 4,000 courses are offered by Tribhuvan University. The university has 85 integral colleges and more than 600 affiliated colleges throughout the country

Official website of This University is

Kathmandu University:-

“Quality Education for Leadership”- Kathmandu University is the third University of Nepal. This is situated in Dhulikhel, Kavrepalanchowk District, Nepal. It was established in 1991. Kathmandu University is one of the Largest University of Nepal.

How to get Education loan in Nepal | education in nepal

The University provides Undergraduates in engineering (computer, electrical & electronics, and mechanical), science (pharmacy and biology & applied biology), management (Master in Business Administration), undergraduate studies in music, and short courses provided by the School of Arts and the School of Education and Postgraduates Programs in the fields of engineering, science, management, arts, education, and medical sciences. The university has no affiliated Colleges it provides itself throughout the country

Official website of This University is


Pokhara University:-

Pokhara University is one of the finest universities in Nepal. This is situated in Pokhra, Kaski, Nepal. It was established in 1996. Pokhara University is one of the Largest University of Nepal.

How to get Education loan in Nepal | education in nepal

Photo Credit Pokhara University

The University provides Undergraduates and Postgraduates courses. The University uses a Semester system and all bachelor courses are four academic years (Eight Semester) and Master Degree are Two years (Four Semester). There are 49 academic institutions under its affiliation with Bachelor, Master, M.Phil and Ph.D.degrees programs,


Purbanchal University:-

Purbanchal University is the Public University of Nepal. This is situated in Biratnagar, Nepal. It was established in 1993. Purbanchal University is one of the Largest University of Nepal located in the expansive premise of over 545 hectares.

The University provides Undergraduates and Postgraduates courses. The university is committed to achieving academic excellence through research, teaching, and practical studies in specific areas that contribute to the social, economic, and sustainable development of the country. At present, the university has broadly identified Industry-Technology, Agriculture-Forestry, Environment- Rural-Cultural Subsistence, and Sustainable Development as specific areas of “Academic Excellence”.

Official website of This University is


Nepal Sanskrit University:-

Nepal Sanskrit University Formerly known as Mahindra Sanskrit University. This is situated in Beljhundi, Dang, Nepal. It was established in 1986. The university offers Intermediate (Uttar Madhyama), Bachelor (Shastri), Bachelor of Education, Masters (Acharya), and Doctoral courses in classical and modern subjects.

Sanskrit University

The university has 12 constituent and 13 affiliated Vidhyapithas (campuses) situated in different parts of the country.

Official website of This University is


Lumbini Buddha University:-

Lumbini Buddha University is the First Religious University of Nepal. This is situated in Lumbini, Nepal. It was established in 2004.

The University will provide a three-year course for a Diploma in Buddhism, as well as MA and Ph.D. courses.

Official website of This University is

Agriculture and Forestry University:-

Agriculture and Forestry University independent educational institution. This is situated in Rampur, Chitwan, Nepal. It was established in 2010.

How to get Education loan in Nepal | education in nepal

Photo credit AFU Chitwan

National Level Colleges of Nepal

For A-Level

NAMI College

Budhanilkantha School

Chelsea International Academy

St. Xavier’s College, Maitighar

For International bachelor’s degree

Islington College, Kamalpokhara, Kathmandu

+2 and Bachelor in science

Top +2 science management college in kathmandu valley

Amrit Science College (ASCOL), Kathmandu

The British College, Thapathali, Kathmandu

College of Applied Food and Dairy Technology

Damak Multiple Campus, Damak, Jhapa

Gomendra Multiple College

Kantipur City College (KCC)

Kathmandu College of Management

Makwanpur Multiple Campus

Mechi Multiple Campus, Bhadrapur, Jhapa

NAMI College, Jorpati, Kathmandu

Nepal Academy of Science and Technology

National College of Computer Studies, affiliated with TU

National Integrated College, Dillibazar, Kathmandu

National School of Sciences (NIST), Lainchour

Nobel Academy, New Baneshwor, Kathmandu

Orchid International College, Gaushala, Kathmandu

Ramshwaroop Ramsagar Multiple (RRM) Campus, Janakpurdham

St. Xavier’s College, Maitighar

St. Xavier’s School, Jawalakhel

Prithvi Narayan Campus, Pokhara

Medical colleges

B.P. Koirala Institute of Health Sciences

Institute of Medicine

Janaki Medical College

Kathmandu Medical College

Kathmandu University Medical School

Manipal College of Medical Sciences

Nepal Medical College (NMC)

Chitwan Medical College (CMC)

Engineering colleges

Everest Engineering College, Sanepa Lalitpur

Gandaki College of Engineering and Science

Himalaya College of Engineering, affiliated with TU

Kantipur Engineering College, affiliated with TU

Kathmandu Engineering College

Khwopa Engineering College

Lumbini Engineering College

Nepal Engineering College

Oxford college of engineering and management

Pashchimanchal Campus

Pokhara Engineering College

Pulchowk campus

Purwanchal Campus, Dharan

Kantipur City College (KCC)

How to get education loan in Nepal from Sanchay Kosh (Employee Provident Fund)

For the higher Studies of the saver or his /, her spouse or son/daughter for a maximum of 2 persons can get this facility.

Eligible Contributor

For a one-year regular fund deduction and 2 years service period remaining based on age or tenure, at least up to bachelor level study.


No increase in collateral valuation or an increase in the amount which is less than the actual expenditure.

MBBS And m. D. 2.5 million(25 Lakhs)

For Other Subject 1 million(10 lakhs) at Nepal and 2 million(20 Lakhs) abroad


Maximum 15 years with a grace period

Borrowing flow:

In one fist and maximum of 4 installments

Required documents

  1. Identity card of the fund
  2. Land redistribution
  3. Ownership deed
  4. Four forts – (gross letter)
  5. Survey Map – (Gross)
  6. License to build a house
  7. Citizenship of landowner and debtor
  8. Landlord paid
  9. Proof of relationship
  10. Home Buyer-Seller Agreement (for home purchase only)
  11. Retirement date and salary letter from the concerned office
  12. Self-declaration letter for more than 5 million
  13. Student Certificates
  14. Student citizenship
  15. Details of the expenses of the study institute
  16. A copy of the certificate of affiliation
  17. Visa Passport – (In the case of countries other than India)

Other Process

  • Forms are available in Employees Provident Fund Pulchowk, Branch Offices Biratnagar, Hetauda, ​​Butwal, Dhangadhi, Pokhara, Kohalpur, and Surkhet.
  • Fill the form duly, certify it from your office and submit it to the fund by enclosing the required documents mentioned in the form.
  • 500 / – will be charged.
  • The collateral appraiser has to pay Rs. 3,000 / – will be taken.
  • If there is a decision from the fund to provide the loan, the mortgage will be passed in the name of the house/land fund before the loan is given and the house/land will be withheld. In the name of the fund, the first loan amount will be provided to the concerned accumulating employee the day after the blind pass.
  • The loan will be provided within 7 days of the registration of the application if it is per the rules by enclosing the required documents mentioned in the form.

Note:- This site does not confirm the procedure. Please visit the Employee provident fund office for more clarification.

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